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Q: How can I achieve a greater return than cash?

A: Generally, the higher the potential return of an investment, the higher the risk. There is no guarantee that you will get a higher return by accepting more risk. Stocks have a potentially higher return than bonds over the long term, but they are also riskier.

Shareholders are owners. As a shareholder, if the company is unsuccessful, you could lose all your money. But if the company is successful, you could see higher dividends and a rising share price. Some investments, such as those sold on the exempt market are highly speculative and very risky. They should only be purchased by investors who can afford to lose all the money they have invested.