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Q: What types of mortgage are there?

A: Your mortgage is usually the largest financial commitment you will have during your lifetime and its crucial for it to be bespoke and tailored to your financial requirements.

There are two types of mortgage repayment and interest only repayment. A lump sum is taken as a loan over a course of years usually 25 years, with a repayment mortgage the interest and capital are repaid monthly whereas an interest only mortgage only the interest is paid monthly.