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Remortgaging is the transfer of your current mortgage to a new lender.

This is usually to decrease the monthly payments on your mortgage.

Most people remortgage many times due to their current mortgage having a fixed term rate, therefore moving to another lender with a lower interest rate could save thousands over the course of your mortgage.

You do not need to be buying a new home to remortgage. However, early repayment charges may be applicable by your current lender so it's important to have advice before remortgaging.

For more information on Remortgaging, please contact us.