Master trusts could lead to poorer retirement outcomes than group personal pensions, as these schemes don’t allow for adviser charging, Royal London has claimed. In its 24-page policy paper Group Personal Pension or Master Trust? – A guide for employers published last week (April 25), Royal London stated if employees are enrolled into a master trust they…
Now is the perfect time get a head start on your tax planning resolutions to enhance your own, your family’s or your company’s tax-efficient plans for the future. We have set out some tax tips and actions that may be appropriate to certain taxpayers. It is important to ensure that, if you have not done…
Brexit has had a negative impact on the UK stock market, but we believe this means many stocks are now undervalued. As a result we are now telling clients UK focused funds represent a very attractive proposition for investors with a longer-term view. On a 12-month forward price/earnings basis the UK market is currently trading…
Bentley Independent Financial Advisers is delighted to announce that Charlie Lenton, a Chartered Financial Planner has joined the company. She specialises in NHS pensions and below is her first blog for the company. The NHS pension scheme has made a change to the scheme rules to permit voluntary scheme pays. A pension scheme must…
Why put the money away for the future if you are happy paying the dividend tax? Some business owners would rather take the money out and have this in their current account so that they have total control on this – presumably they believe they don’t control their pensions? But if they saw the following…
More than half of people don’t have a will, and many others have a will they have failed to update, according to research by Royal London. Out of 2,006 adults surveyed, 54% admitted they don’t have a will, and 59% of parents either don’t have a will or have one that’s out of date. Around…
