Brexit has had a negative impact on the UK stock market, but we believe this means many stocks are now undervalued. As a result we are now telling clients UK focused funds represent a very attractive proposition for investors with a longer-term view. On a 12-month forward price/earnings basis the UK market is currently trading…
Bentley Independent Financial Advisers is delighted to announce that Charlie Lenton, a Chartered Financial Planner has joined the company. She specialises in NHS pensions and below is her first blog for the company. The NHS pension scheme has made a change to the scheme rules to permit voluntary scheme pays. A pension scheme must…
Why put the money away for the future if you are happy paying the dividend tax? Some business owners would rather take the money out and have this in their current account so that they have total control on this – presumably they believe they don’t control their pensions? But if they saw the following…
The UK government has failed to give MPs the information they need to make an informed choice on its Brexit deal, the influential Commons Treasury select committee said on Tuesday. The five Brexit scenarios modelled by government economists last month included an over-optimistic scheme that the EU had already rejected, the committee said in its…
More than half of people don’t have a will, and many others have a will they have failed to update, according to research by Royal London. Out of 2,006 adults surveyed, 54% admitted they don’t have a will, and 59% of parents either don’t have a will or have one that’s out of date. Around…
One of the notable occurrences from the selloff in recent weeks has been the marked performance differential between growth stocks and value stocks. Since the start of October, managers with a greater bias to growth stocks are down up to 10%, while managers with a value style bias have held up comparatively well and are…
It was another quiet Budget for pensions: the only tax related change was confirmation of the new lifetime allowance for the 2019/20 tax year. The increase in line with the Consumer Price Index has been rounded up to the nearest £1,000 rather than the nearest £100 as allowed for in the legislation, resulting in the…
The UK’s automatic enrolment regime was not affected by April’s increase in minimum contributions, according to data from the country’s top three providers. Figures from NEST, NOW: Pensions and The People’s Pension – collated by trade body the Pensions and Lifetime Savings Association (PLSA) – showed a minimal rise in members stopping their contributions after…
