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What is critical illness?

Critical illness cover could pay out a cash lump sum if you are diagnosed with one of the specified critical illnesses such as cancer, stroke or heart attack. Each insurance company will have a specified list of the illnesses they cover.

Critical illness can be added for an additional cost when you take out life insurance.

Do I need critical illness cover?

Similar to the reasons you would take out life insurance if your partner and/or children rely on you financially its worth considering getting covered.

The lump sum could pay for your bills for the period you won’t be working. Also, it could help towards the costs of recovery such as domestic adjustments to your home.

For more information on Critical Illness, please contact us.