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A public-sector pension is a workplace pension for employees in the public sector for example teachers, NHS workers and civil servants. Many public-sector pensions are defined benefit pensions.

Therefore, the amount you receive in retirement is based on your final salary and length of employment.

If the defined benefit scheme is an unfunded pension this cannot be transferred. However, for a funded scheme it is possible to transfer it. If the value is above £30,000 you must seek financial advice.

For more information on Public Sector Pensions, please contact us.